It doesn’t take a rocket scientist to figure that “one size fits all” health care is a ridiculous notion. The differences in health care required for males and females, children and adults and every age and condition in between are innumerable.
Yet, for some reason, proponents for ObamaCare are determined to jam every American into the same uncomfortable box––while at the same time completely ignoring what works best for each individual’s financial bracket.
Obamacare destroys the logic [of the current system] by mandating coverage of an array of required services, such as abortion funding, which forces up costs for everyone. The new law forbids insurance companies from fully differentiating among buyers based on their health. When one size must fit all, the fit is not likely to be comfortable for anyone. The young and healthy subsidize the older folks, who have greater health risks. The young and healthy may be cheerful about paying more than they should, but this burden will fall heaviest on the poor.
By the averages, young men just starting out in life will work and earn slightly above 183 percent of the federal poverty level. They aren’t eligible for expanded Medicaid or subsidies in the insurance exchanges. In California, a 26-year-old man could make as little as $21,000 and not qualify for any subsidies, yet pay a 90 percent increase in health insurance premiums. His dilemma is deciding between purchasing an unaffordable insurance policy or paying the individual-mandate penalty while remaining uninsured. Obamacare will do him no favors.
Does the plight of this 26-year-old man sound familiar? In today’s job market, there are more than just a few who can relate.
Furthermore, it’s starting to come to light that ObamaCare will restrict the amount of access its users have to needed health care. As reported in the Washington Examiner:
One of the chief ways that Obamacare seeks to expand insurance starting next year is by setting up government-run insurance exchanges in all 50 states on which private insurers will be able to sell government-designed insurance policies to individuals receiving government subsidies. Several weeks ago, there was a raging debate when California announced details on the plans to be offered on its state exchange. [...] One of the largest insurers in the state, Blue Shield of California, “said its exchange customers will be restricted to 36% of its regular physician network statewide.”
The other major way that Obamacare expands coverage is by making millions more Americans eligible for Medicaid, the joint state/federal health insurance program for those with low-incomes. The problem is that Medicaid pays doctors significantly less than private insurance companies, and as things stand, an increasing number of doctors are refusing to see Medicaid patients. According to a 2012 survey by Jackson Healthcare, 58 percent of general physicians, or internists, say they cannot take on new Medicaid patients — and this is before next year’s expansion.
The closer it comes to launching this flawed system, the more and more obvious it’s becoming that it’s just not going to work.
We don’t have one-size-fits-all policies for our cars. So why should we for our bodies?